Savings & Investments

Regular Share Accounts

Whether you just need to place a stash of cash short term or you’re looking for long-term investment vehicles, your Credit Union has what you need.

The minimum required to open this account is the purchase of a $25 share in the Credit Union. You must maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed dividend.

NOTE: Dividends are based on the Credit Union earnings for each dividend period. Dividend rates are set by the Board of Directors and therefore are subject to change and cannot be guaranteed.

 

Youth/Teen Accounts

Teach your children the value of saving! Our youth/teen account is designed to help young people understand the time value of money, and to help families and individuals plan for important expenditures in the future.

The minimum required to open this account is the purchase of a $5 share in the Credit Union. You must maintain a minimum daily balance of $5.00 in your account each day to obtain the disclosed dividend.

NOTE: Dividends are based on the Credit Union earnings for each dividend period. Dividend rates are set by the Board of Directors and therefore are subject to change and cannot be guaranteed.

 

Holiday Accounts

Open a Holiday Account at your Credit Union to cover holiday expenses.

The minimum required to open this account is the purchase of a $10 share in the Credit Union. You must maintain a minimum daily balance of $10.00 in your account each day to obtain the disclosed dividend.

NOTE: Dividends are based on the Credit Union earnings for each dividend period. Dividend rates are set by the Board of Directors and therefore are subject to change and cannot be guaranteed.

 

IRA Share Accounts

Start planning for your retirement today by opening an IRA account at your Credit Union. With outstanding rates and funds that grow tax deferred year after year, an IRA account is an important part of your long-term savings portfolio. A Traditional IRA offers tax-deferred earnings and the possibility of tax deductible contributions.

The minumum required to open this account is the purchase of a $100 share in the Credit Union. You must maintain a minimum dialy blance of $100.00 in your account each day to obtain the disclosed dividend. A penalty may be imposed for early withdrawal of share/IRA certificates.

NOTE: Dividends are based on the Credit Union earnings for each dividend period. Dividend rates are set by the Board of Directors and therefore are subject to change and cannot be guaranteed.

 

Certificate Accounts

Share Certificates from your Credit Union are an excellent investment opportunity if you do not need immediate access to your funds and want to invest for longer periods to obtain high rates of return.

The minumum required to open this account is the purchase of a $500 share in the Credit Union. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed dividend.

NOTE: Dividends are based on the Credit Union earnings for each dividend period. Dividend rates are set by the Board of Directors and therefore are subject to change and cannot be guaranteed.

 

Information Pertaining To Our Business Accounts:

Unlawful Internet Gambling Enforcement Act (UIGEA) Policy - Regulation GG

The Unlawful Internet Gambling Enforcement Act of 2006 (effective June 1, 2010) implemented regulations which prohibit commercial/business members from receiving deposits or other credits of any kind relating to their operation of an illegal Internet gambling business.

It is our policy to not open or maintain any account for commercial/business members held with the intent to conduct or engage in Internet gambling activity, whether legal or illegal.  If the credit union discovers or determines that an existing commercial member transacts or engages in Internet gambling activity as defined by the UIGEA, the credit union reserves the right to restrict services or terminate the account relationship.

 

 

 
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Butte Federal Credit Union
P.O. Box 475
482 B Street
Biggs, CA 95917

memberservices@buttefcu.org

Phone: 530-868-5405
Toll Free: 800-328-5405
Fax: 530-868-1254

Debit Card Lost &Stolen
After Hours: 888-241-2510
Collect: 909-941-1398

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