Loan Rates

Loan Rates effective July 1st, 2011. Rates are subject to change without notice. All rates are expressed in *Annual Percentage Rate (APR).

LOAN TYPE
APR*
TERM
Share Secured
90% of Available Share Balance.
Minimum $200 Loan
4.25%
Up To 120 Months
Signature/Overdraft
$500 Minimum/$7500 Maximum.
Minimum Advances of $200.
9.00% - 18.00%
Up To 48 Months
Visa Credit Card
$7500 Maximum Credit Limit.
9.90% - 17.90%
Revolving
*APR is the Annual Percentage Rate.


LOAN TYPE
APR*
TERM
New Vehicles
100% Financing Including Tax and License. Vehicles Purchased Within 180 Days as a New Vehicle and Have Under 15,000 Miles Can Qualify For New Vehicle Terms.
4.90% - 15.90%
36 - 84 Months
Used Vehicles
100% Financing Including Tax and License of Purchase Price or High Blue Book. Vehicles over 5 Years Old Will Only Be Financed at 70% of High Blue Book or Purchase Price.
4.90% - 15.90%
36 - 84 Months
*APR is the Annual Percentage Rate.


LOAN TYPE
APR*
TERM
New Boats
100% Financing Including Tax, License, and Fees.
6.90% - 17.90%
Up To 84 Months
Used Boats
80% Financing Including Tax, License, and Fees.
6.90% - 17.90%
Up To 84 Months
*APR is the Annual Percentage Rate.


LOAN TYPE
APR*
TERM
New Off-Road Vehicles/Jet Skis
100% Financing Including Tax, License, and Fees.
8.90% - 18.00%
Up To 48 Months
Used Off-Road Vehicles/Jet Skis
80% Financing Including Tax, License, and Fees.
8.90% - 18.00%
Up To 36 Months
*APR is the Annual Percentage Rate.


LOAN TYPE
APR*
TERM
New Recreational Vehicles
(Motorhomes and Travel Trailers)
100% Financing Including Tax, License, and Fees.
6.90% - 17.90%
Up To 120 Months
Used Recreational Vehicles
(Motorhomes and Travel Trailers)
80% Financing Including Tax, License, and Fees. Not To Exceed 120 Months Old.
6.90% - 17.90%
Up To 120 Months
*APR is the Annual Percentage Rate.


LOAN TYPE
APR*
TERM
New Manufactured Homes
90% Financing Including Tax, License, and Fees.
8.50% - 18.00%
Up To 180 Months
Used Manufactured Homes
80% Financing Including Tax, License, and Fees. Not To Exceed 180 Months Old.
9.50% - 18.00%
Up To 120 Months
*APR is the Annual Percentage Rate.

The Credit Union offers various rates. The Annual Percentage Rate that will apply to your loan account is based upon your FICO Credit Bureau Score as received through Experian Credit Bureau and your overall credit worthiness. You will be notified as to the actual rate for which you have been approved.

At the time of a loan advance, your interest rate may be adjusted based upon your overall credit worthiness and FICO score.

 
 
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Butte Federal Credit Union
P.O. Box 475
482 B Street
Biggs, CA 95917

memberservices@buttefcu.org

Phone: 530-868-5405
Toll Free: 800-328-5405
Fax: 530-868-1254

Debit Card Lost &Stolen
After Hours: 888-241-2510
Collect: 909-941-1398

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