 |
Loan Rates effective July 1st, 2011. Rates are subject
to change without notice. All rates are expressed in
*Annual Percentage Rate (APR).
| |
APR* |
TERM |
Share
Secured
90% of Available Share Balance.
Minimum $200 Loan |
4.25%
|
Up To 120 Months |
Signature/Overdraft
$500 Minimum/$7500 Maximum.
Minimum Advances of $200. |
9.00% - 18.00% |
Up To 48 Months |
Visa
Credit Card
$7500 Maximum Credit Limit. |
9.90% - 17.90% |
Revolving |
| *APR is the
Annual Percentage Rate. |
|
|
| |
APR* |
TERM |
New
Vehicles
100% Financing Including Tax and License. Vehicles Purchased Within 180 Days as a New Vehicle and Have Under 15,000 Miles Can Qualify For New Vehicle Terms.
|
4.90% - 15.90%
|
36 - 84 Months
|
Used
Vehicles
100% Financing Including Tax and License of Purchase Price or High Blue Book. Vehicles over 5 Years Old Will Only Be Financed at 70% of High Blue Book or Purchase Price.
|
4.90% - 15.90%
|
36 - 84 Months
|
| *APR is the
Annual Percentage Rate. |
|
|
| |
APR* |
TERM |
New
Boats
100% Financing Including Tax, License, and Fees.
|
6.90% - 17.90% |
Up To 84 Months |
Used
Boats
80% Financing Including Tax, License, and Fees.
|
6.90% - 17.90% |
Up To 84 Months |
| *APR is the
Annual Percentage Rate. |
|
|
| |
APR* |
TERM |
New
Off-Road Vehicles/Jet Skis
100% Financing Including Tax, License, and Fees.
|
8.90% - 18.00% |
Up To 48 Months |
Used
Off-Road Vehicles/Jet Skis
80% Financing Including Tax, License, and Fees.
|
8.90% - 18.00% |
Up To 36 Months |
| *APR is the
Annual Percentage Rate. |
|
|
| |
APR* |
TERM |
New
Recreational Vehicles
(Motorhomes and Travel Trailers)
100% Financing Including Tax, License, and Fees.
|
6.90% - 17.90% |
Up To 120 Months |
Used
Recreational Vehicles
(Motorhomes and Travel Trailers)
80% Financing Including Tax, License, and Fees. Not To Exceed 120 Months Old.
|
6.90% - 17.90% |
Up To 120 Months |
| *APR is the
Annual Percentage Rate. |
|
|
| |
APR* |
TERM |
New
Manufactured Homes
90% Financing Including Tax, License, and Fees.
|
8.50% - 18.00% |
Up To 180 Months |
Used
Manufactured Homes
80% Financing Including Tax, License, and Fees. Not To Exceed 180 Months Old.
|
9.50% - 18.00% |
Up To 120 Months |
| *APR is the
Annual Percentage Rate. |
|
|
The Credit Union offers various rates. The Annual Percentage
Rate that will apply to your loan account is based upon
your FICO Credit Bureau Score as received through Experian
Credit Bureau and your overall credit worthiness. You
will be notified as to the actual rate for which you
have been approved.
At the time of a loan advance, your interest rate may
be adjusted based upon your overall credit worthiness
and FICO score.
|
|
Equal Housing Lender.